Frugal. Frugal. Frugal.

The real Jenny Berdos is not frugal. I've learned that word in college. I went to Thames in college at San Juan, Greenhills. Everyone in my class learned that word. But it was explained in a thousand words or more. I really don't understand how Thames choose their teaching materials but yeah there was a full quarter when we just discussed the book "The Millionaire Next Door". I never read a page or more of it, though. Do you know why? Because I was not a reader. I knew how to read but I never was a fan of reading at that time and like 10 years after that. I went to Thames in 2000 and went back home here in Davao in 2002.

So, back to the book. There was a whole chapter in that book about being frugal. In fact, the title of the chapter was "Frugal. Frugal. Frugal". I didn't know the meaning of the word, then, so I asked my friend Daphne Flores (she's been married for three years now, so her name's Daphne Lanzona). Back in 2000, Daphne explained that it was being cheap or being mindful of your purchases. I can also remember my teacher Professor Ed Silva discussing the book with us and making us read one paragraph or a page at a time. Or was it the book called "48 Laws of Power". This always happens. Whenever I'm writing, there's another thought that would cross my mind and the whole blog is ruined. I don't make sense. But yeah, practice. I'm not going to edit those lines because I've already typed it. I also don't have time to proofread any of my blogs. Okay. Stop. Where was I again? Oh yeah, the book. Back to the post. The post's title is Frugal. That's what I want to accomplish here in my blog. To save money and change my spending and saving ways. Well, just my spending ways because I have not saved a dime in my life. Whenever I receive my salary, I always find ways to spend it. Like on our household bills, or groceries, makeup, clothes, shoes and crazy stuff.

I have to change. I have to start a saving way. Whatever way it is, just start. Okay, Mrs. Jenny Berdos? You're married now. Things have changed. You have to think about the future. You and your husband's future. Your future family. Your future child or children.

Here's my problem. I don't know how to save. My dad Jayme Ong gives me a weekly allowance of $45 or Php 2000 and it just won't see the light of day. Just like today. I received the sum and spent it all and the remaining sum of my salary last Tuesday. So, I always get around $325 every week and it's gone before the week ends. I have to help myself! I shouldn't rely on my dad to give me money! I'm already 32 years old. So, here's what I'm going to do. I'm going to blog about my purchases so I'll know how much I'm spending on what. And I should also blog about my savings. I will disclose everything because I'm transparent that way.

People will eventually read this and maybe my friends or enemies are already reading this but I don't care if they know intricate details of my life. I'm here for one thing. That is to save money.

Today is August 29, 2016 and it's already 11:33 PM on my watch. My cash on hand? Php 850. And on bank? Php 200. Way to go me!

I have money (weekly salary) coming tomorrow at 5 PM and it's $287. My salary tomorrow is exactly Php 12,978.14. It didn't even go to the whole Php 13,000 like I have anticipated. So, yeah. I'd have Php 14,028.14. Yehey! I'm planning on saving the Php 4,028.14 and pay my car loans, bills and jewelry monthly amortizations with the remaining sum (Php 10,000). That's the plan! I'll get back to you and myself tomorrow!

No-Filter Blog and Photo. How Much Do I Earn?

My name is Jenny Berdos. That's Mrs. Jenny Berdos to you!

I got married last June 24, 2016. I can't believe I'm a 2-month-old wife! I'm going to talk about my wedding in the next post. But first, I have to write my very first blog! Well, for this year that is.

It's a sunny Monday afternoon. God, it's hot! I just took a shower in this photo but it's still hot. I can feel my face burning up as the warm breeze touch my skin. Whew! This is a no-filter photo of me. But it looks like my laptop's camera automatically edited this because I don't believe my skin has ever looked this good. It's not great but it's good for me. I want to write blogs about my thoughts. It's like having a diary and I can access it anytime, anywhere. I just started blogging (I think so). I wrote blogs 3 years ago and the years before that. All in all, I think I just wrote around 2 blogs. I can't find the Cetaphil cleanser review though that was written I think about 5 years ago.

Okay so, now. I'm going to write my first blog. My husband Paul Berdos is not psyched about this, about me blogging. Maybe because it will take up so much of my time. I don't know. He's in the living room thinking I'm getting dressed to go out with him and pay our water bill at the Felcris Centrale Mall but I'm not. I'm blogging.

Just a quick reminder to myself that I started this because I want to:

1. Inspire myself to be better.
2. Inspire others to be better or accept themselves in and out.
3. Take note of what I'm doing if not everyday, then at least every week.
4. Be creative with words even though I think my writing style tends to be awkward-sounding and
5. Be the perfect wife. (Blogging will make me a better wife, I think).


I accept my limitations. People should accept their limitations. I have a lot of limitations. I don't have the eye nor the ear. I can't tell if someone's singing is greater than the other. I can't tell if someone's photo is better than the other. It's just that bad. But I think I can get away with it? I can always say "I like this photo better." or "I like his singing better." Right? It's my opinion and I don't care if no one agrees with me. It's just that. Of course someone will agree with me because there are only 2 options. option 1 and option 2. Ask a million people and someone is bound to agree with me. I just know it.

Mondays are usually my time to:
1. Watch movies and eat popcorn (lots of carbs) with my husband Paul Berdos. (I wonder if I drop my husband's name a lot, this blog will pop up at the top of Google's search engines when I Google "Paul Berdos".)
2. Eat dinner with papa Jayme Ong and my brother Jazzy James Ong. (I also wonder if I drop my family's name a lot, this blog will pop up at the top of Google's search engines when I Google "Jayme Ong" and "Jazzy Ong".)
3. Take the day off.
4. Blog (starting today).
5. Withdraw my funds from Upwork.com to my bank account (Unionbank).


So how much do I earn?
I'm really transparent. I'm not sure why people don't disclose that information to others but I'm pretty fine disclosing mine. I make around Php 13, 000.00 per week. That's around $285. Upwork dollar exchange rates are different from the real one or from the country. I write 1500 snippets per week and no more no less for a San Francisco-based online company called Thumbtack.com.